A friend of mine hired a contractor to replace their driveway. They paid half upfront, and the contractor tore it up—then disappeared. They had to hire (and pay) another company to finish the job. Scams like this happen all the …

As I write this in January, surrounded by snow, I can’t help but think ahead—April showers bring May flowers… and possibly water into your home. Now is the time to ask yourself: Do I need flood insurance? Last spring, my …

Lately, many homeowners are asking us to shop for better insurance rates; totally understandable! Just remember, most home insurance carriers will conduct a property inspection to verify the home’s value, condition, and risk factors before finalizing a policy. As an …

As we approach the end of another wonderful year, we want to take a moment to express our heartfelt gratitude for your continued trust and partnership. Serving you has been an absolute privilege, and my team and I are deeply …

Before we dive into some technical details of electricity, I want to make sure you know that my team and I truly appreciate you! We are grateful for the opportunity to serve you and your family, and to be able …

Many of the people I meet with do not have an umbrella policy or even know that it’s an option. So, what exactly is an umbrella? I’m going to tell you two stories, illustrating the two parts of an umbrella …

Earlier this year, my brother-in-law passed away. We didn’t know whether he had a life insurance policy, or who was going to pay for the funeral, so I went down the rabbit hole of figuring out how to find a …

We know that costs on everything have gone up recently, including home and auto insurance. If you are looking for ways to save, I would highly recommend increasing your deductibles on your home and auto policies. I know years ago …

There is usually less than 24 inches between you and the car coming at you or driving next to you on the roads. That is a very small margin of error. My next-door neighbor’s grandson was driving recently and dropped …

I wanted to highlight some of the ways you can get a discount on your home insurance premium that also in the long term can save you money, heartache and headache. Any of the claims these help prevent are devastating, …

I think of all the claims we see, water is the worst!!! I personally have experienced a burst water pipe, sewers backing up, and water coming in through my garage. The drain in front of the garage door had debris …

Today we are seeing unprecedented premium increases and changing underwriting guidelines. We are all living this, me included. I know that navigating the ins and outs of insurance can be confusing. My team and I are here to help you understand …

I frequently have clients reach out with photos (which is helpful) of damage to their home, wanting to know if they should turn in a home claim. Many times, what I see is that the contractor’s estimate is below their …

Happy Valentines Day! Wishing you all a very blessed time to celebrate love. This is a time of year that you may purchase or receive gifts that you might want to insure separately. I wonder how many of you have been …

I hope everyone is starting the new year off feeling refreshed and ready for whatever 2024 brings! As I sat down with my marketing person, Maria, to write this month’s blog, we realized she had quite a few items on …

As we celebrate the winter holidays, I pray that you and your family have a wonderful season – celebrate and enjoy. Not to be a Debbie downer, but sometimes it is hard to feel like celebrating when you have a …

As this is the month of Thanksgiving, I just want to take time to give thanks for all of you. I’m thankful for you, THANK YOU for allowing our team to serve you and your family. I try to approach …

Lately, clients have been asking me to look at switching their coverage to a different  insurance company. The reason? Like many people, their home and auto insurance premiums are going up. As an independent insurance agent, I work with a …

Since September is life insurance awareness month, this month I’m going to talk about life insurance. Buy it when you’re young – as you get older and health issues come up, you can be prevented from purchasing a policy or …

How do I find a good home contractor? My husband and I recently experienced the not so good side of hiring a contractor. We hired a company to replace the siding on our home. They had insurance, we checked with clients …

Fireworks Safety As I’m sure you’re aware, it’s fireworks season with Independence Day coming up! With the new law that passed last year in Ohio, where I am, there’s likely to be a lot more people setting off fireworks this year. …

So I am not sure about you all, but one thing I did love about the pandemic was being at home and installing our pool! Oh my, at 5:00pm I was floating in our pool with a refreshing drink. Since …

My youngest who is 36 is getting married in July!! I am so excited for her and her fiancé. They picked the venue, the pastor, the DJ, got her wedding dress, his suit and all the other extras. I am not …

April showers bring… May flowers – and warm weather thieves. What does a May flower bring? Pilgrims.   Spring Cleaning: Update Scheduled Items Spring is a good time to get your jewelry cleaned and inspected by your jeweler. At the …