What Policyholders Need to Know About Home & Auto Insurance
Today we are seeing unprecedented premium increases and changing underwriting guidelines. We are all living this, me included. I know that navigating the ins and outs of insurance can be confusing. My team and I are here to help you understand the factors that influence the cost of your insurance and where you can have an […]
How to Handle Home Insurance Claims
I frequently have clients reach out with photos (which is helpful) of damage to their home, wanting to know if they should turn in a home claim. Many times, what I see is that the contractor’s estimate is below their homeowners’ deductible. In these instances where the claim is small, I suggest not turning it […]
Scheduled Personal Property
Happy Valentines Day! Wishing you all a very blessed time to celebrate love. This is a time of year that you may purchase or receive gifts that you might want to insure separately. I wonder how many of you have been affected by losing the main diamond out of your wedding ring? (I have!) Several years […]
Home Claim Prevention Checklist
I hope everyone is starting the new year off feeling refreshed and ready for whatever 2024 brings! As I sat down with my marketing person, Maria, to write this month’s blog, we realized she had quite a few items on this checklist that weren’t even on her radar as a homeowner. The following checklist is meant […]
Prevent Unexpected Out-of-Pocket Costs
As we celebrate the winter holidays, I pray that you and your family have a wonderful season – celebrate and enjoy. Not to be a Debbie downer, but sometimes it is hard to feel like celebrating when you have a loved one who is no longer here, or your family has changed, and everyone is […]
How to Prevent Home Fires
As this is the month of Thanksgiving, I just want to take time to give thanks for all of you. I’m thankful for you, THANK YOU for allowing our team to serve you and your family. I try to approach each day with gratitude and I am very grateful for what I get to do. […]
Why Are Home & Auto Insurance Rates Rising?
Lately, clients have been asking me to look at switching their coverage to a different insurance company. The reason? Like many people, their home and auto insurance premiums are going up. As an independent insurance agent, I work with a lot of insurance companies, and unfortunately premiums are increasing everywhere. I will say, premiums are regulated […]
Life Insurance: Do I Need It & How Much?
Since September is life insurance awareness month, this month I’m going to talk about life insurance. Buy it when you’re young – as you get older and health issues come up, you can be prevented from purchasing a policy or end up with an extremely high premium. You definitely don’t want to make my mistakes. […]
Finding Home Contractors & Hard to Insure Vehicles
How do I find a good home contractor? My husband and I recently experienced the not so good side of hiring a contractor. We hired a company to replace the siding on our home. They had insurance, we checked with clients who had previous jobs completed, but when they were “finished” they never came back to […]
Be Careful with Fireworks & Your Home’s Foundation
Fireworks Safety As I’m sure you’re aware, it’s fireworks season with Independence Day coming up! With the new law that passed last year in Ohio, where I am, there’s likely to be a lot more people setting off fireworks this year. We have several acres and many trees around us, so when my family does them: […]