Our values and mission guide all that we do.

They are the foundation of our company and what steers us to do the right thing each and every day. Our mission is to help you understand and leverage risk, not just purchase insurance.  We go beyond insurance for our clients, coworkers and our community and do what is right for them – because we care.

Going Beyond Insurance Since 1977

RiskSOURCE Clark-Theders has proudly served the Greater Cincinnati area for more than 40 years. In fact, the Clark Insurance Agency was founded in 1950 by James W. Clark Sr. and during the 1970s, Rick Theders worked for a local insurance company as a field representative. Clark’s agency was one of his weekly stops. In 1977, Rick had the opportunity to purchase the agency. He did, and his quest to create an environment that provided quality insurance products and services to clients focusing on core values began.

The agency was called Clark-Theders Insurance Agency, Inc., until renamed in 2013 as RiskSOURCE Clark-Theders. We are a second-generation family business. In 1998, Rick’s son, Jonathan, joined the organization and was named CEO in 2013.

With offices in Cincinnati, Ohio and Knoxville, Tennessee, RiskSOURCE serves 4,000+ clients nationwide, including Ohio, Kentucky, Tennessee, and beyond.


Net Promoter Score


Discovery of uninsured risk


Average first-year premium savings


Number of clients who have paid more after switching
We're Proud Members Of

Beyond Insurance Global Network

The Beyond Insurance Global Network™ is an exclusive peer-to-peer group of best-in-class independent agencies and brokers that serve their clients as diagnostic, consultative Trusted Risk Advisors.

Goering Center for Family & Private Business

The Goering Center for Family and Private Business was founded at the University of Cincinnati with the mission to improve the vitality of family and private firms throughout the region.

Our Partners

RiskSOURCE is proud to partner with the industry’s leading insurance providers.