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Insurance, Love & Liability: Why February Is the Perfect Time for a Quick Coverage Check

I hope you had a wonderful Valentine’s Day. I’ve always felt that love isn’t something we celebrate just once a year. It shows up in the small, everyday things we do for the people who matter most.

February brings chocolates, cozy nights in, and a little extra time with the ones we love. It is also a natural time to pause and think about something that is not exactly romantic but is just as meaningful: making sure your insurance still fits your life.

I once had a client tell me, “Updating my insurance was the most practical Valentine’s gift I ever gave my family.” That has always stuck with me. Life changes quickly, and your coverage should keep up.

Love Means Protecting What Matters Most

Big milestones like getting married, buying a home, or welcoming a baby do not always come with flashing lights. But they do change your insurance needs.

A quick February review can help make sure you have:

  • The right amount of life insurance

  • Updated home and auto coverage

  • Extra protection with an umbrella policy

It is one of the simplest ways to take care of the people who count on you.

Liability: Not Romantic but Really Important

Winter in February also means icy sidewalks and unpredictable roads. Accidents can happen in a split second.

Strong liability coverage can help protect you from:

  • Injuries that happen on your property

  • Auto accidents where you are at fault

  • Pet-related mishaps

  • Unexpected legal or medical expenses

  • Losses involving uninsured or underinsured drivers. We have seen quite a few of these lately.

It may not feel like roses and heart-shaped candy, but it does offer something even better: peace of mind.

A Simple Way to Show You Care

February may be short, but it is a good reminder to look ahead and protect what you are building together. A quick coverage check now can make a lasting difference long after the Valentine’s flowers are gone.

If you would like to review your coverage, I am here to help and will keep it simple.

 

All my best,

Jean Mabry & Your OneDigital Team

 

 p.s. Remember, we have a 24/7/365 insurance emergency hotline where you can reach one of our team members who is on call – (888) 779-2800.

We hope this information helps you to make more strategic insurance decisions. We’d love to hear from you – please reach out! We are here to help.

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