Home Maintenance: Insights From Your Insurance Agent
Lately, many homeowners are asking us to shop for better insurance rates; totally understandable! Just remember, most home insurance carriers will conduct a property inspection to verify the home’s value, condition, and risk factors before finalizing a policy. As an agent, I see firsthand how proper home maintenance impacts your homeowners insurance, from eligibility and […]
Thank You & Happy Holidays!
As we approach the end of another wonderful year, we want to take a moment to express our heartfelt gratitude for your continued trust and partnership. Serving you has been an absolute privilege, and my team and I are deeply thankful for the opportunity to support your needs and contribute to your success. This holiday […]
How Safe is Your Home’s Wiring?
Before we dive into some technical details of electricity, I want to make sure you know that my team and I truly appreciate you! We are grateful for the opportunity to serve you and your family, and to be able to share our expertise that hopefully creates a positive impact on your life. We want […]
What’s the Point of Umbrella Insurance?
Many of the people I meet with do not have an umbrella policy or even know that it’s an option. So, what exactly is an umbrella? I’m going to tell you two stories, illustrating the two parts of an umbrella policy. Part 1: Asset Protection Years ago, I worked with a young couple buying their […]
How to Locate a Missing Life Insurance Policy
Earlier this year, my brother-in-law passed away. We didn’t know whether he had a life insurance policy, or who was going to pay for the funeral, so I went down the rabbit hole of figuring out how to find a missing life insurance policy. Below is what I learned. Before you start your search, make […]
Should You Consider Higher Deductibles?
We know that costs on everything have gone up recently, including home and auto insurance. If you are looking for ways to save, I would highly recommend increasing your deductibles on your home and auto policies. I know years ago I raised my deductibles. I raised my auto insurance deductible from $500 to $1000 and […]
Steer Clear: Distracted Driving Dangers
There is usually less than 24 inches between you and the car coming at you or driving next to you on the roads. That is a very small margin of error. My next-door neighbor’s grandson was driving recently and dropped his cell phone. Briefly breaking his concentration from the road, he reached for the phone. […]
Home Credits That Save You Money, Heartache, & Headaches
I wanted to highlight some of the ways you can get a discount on your home insurance premium that also in the long term can save you money, heartache and headache. Any of the claims these help prevent are devastating, take a long time to figure out, and disrupt your life. While some of these […]
Water Damage Types: What’s Covered?
I think of all the claims we see, water is the worst!!! I personally have experienced a burst water pipe, sewers backing up, and water coming in through my garage. The drain in front of the garage door had debris and the pipe collapsed due to a construction vehicle’s weight. We didn’t realize it until […]
What Policyholders Need to Know About Home & Auto Insurance
Today we are seeing unprecedented premium increases and changing underwriting guidelines. We are all living this, me included. I know that navigating the ins and outs of insurance can be confusing. My team and I are here to help you understand the factors that influence the cost of your insurance and where you can have an […]