Preparing Your Home for Severe Weather

Preparing Your Home for Severe Weather
Severe weather rarely gives us a heads-up. One moment the skies are calm, and the next, the wind is howling and rain is pounding against the windows. Over the years, I’ve heard from countless homeowners who wished they’d had just a little more time—or taken a few extra steps—before the storm rolled in. That’s why preparation matters. With the right precautions, you can protect not only your home, but also your peace of mind.

Home Preparation Tips

  1. Inspect and Reinforce Your Roof
    Think of your roof as your home’s shield. After one strong windstorm, I remember seeing shingles scattered across a client’s yard like confetti. A simple inspection ahead of time could have saved thousands in repairs. If you’re unsure, bring in a professional—it’s well worth it.

  2. Secure Windows and Doors
    Impact-resistant windows can make a world of difference in storm-prone areas. One family I worked with had upgraded just before a major storm; while neighbors dealt with shattered glass, their home stayed safe. Reinforce doors with deadbolts and weather stripping to keep water and wind out.

  3. Clear Gutters and Drains
    It may feel like a small chore, but clogged gutters can lead to flooded basements. A neighbor of mine learned that lesson during a spring downpour. Now she makes gutter cleaning part of her seasonal routine.

  4. Trim Trees and Secure Outdoor Items
    Storm winds can turn patio furniture into projectiles. I’ll never forget the time a loose umbrella flew into a sliding glass door. Trim trees, tie down furniture, and put away tools—it’s not just about property, it’s about safety.

  5. Stay Safe with Utilities and Power
    Storms can cause outages or dangerous surges. Protect your home by:

  • Installing surge protectors for appliances and computers.
  • Knowing how to safely shut off your gas, water, and electricity.
  • Considering a generator, especially if you rely on medical devices or work from home. One client told me their generator was a true lifesaver during a winter blackout.
  1. Build an Emergency Kit and Family Plan
    Preparation reduces panic. Take time now to:

  • Map out evacuation routes.
  • Create a communication plan for kids and elderly family members.
  • Stock a kit with essentials:
  • Flashlights and batteries
  • First aid supplies
  • Bottled water (one gallon per person per day)
  • Non-perishable food
  • Waterproof containers for important documents
  • Medications and pet supplies

Extra Tips

  • Install a weather radio for real-time alerts.
  • Seal cracks in your foundation.
  • Elevate valuables in basements.
  • Use water sensors to detect leaks early.

Peace of Mind Starts with Preparation

We can’t control the weather, but we can control how ready we are. By taking these steps, you’re protecting not only your home, but also your family’s safety and well-being. Whether it’s a summer storm or a winter freeze, preparation makes all the difference.

Stay safe at home. And remember, I’m always here if you’d like to review your coverage or talk through a plan.

Warm regards,

Jean Mabry & Your OneDigital Team

 

 p.s. Remember, we have a 24/7/365 insurance emergency hotline where you can reach one of our team members who is on call – (888) 779-2800.

We hope this information helps you to make more strategic insurance decisions. We’d love to hear from you – please reach out! We are here to help.

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