A BETTER WAY
to make your business more resilient.
An insurance partner that helps you understand and leverage your risk to better protect your business.
LIABILITY
Cyber Liability
Management Liability
Professional Liability
RiskSOURCE & Senour-Flaherty Insurance Are Now Part of OneDigital.
Insurance
Employee Benefits
Financial Services
HR Consulting
Most businesses are overspending on insurance and getting less than they deserve.
We guide you towards the right solutions to protect your business – together we’ll create a portfolio based on your needs.
Business is Risky
Even just a few simple changes can help you improve your risk profile, earning you better rates, and better terms. But most agents don’t know how to help you do that.
Renew. Pay a bill. Repeat
Many insurance companies are transactional. It can feel like they're just selling a product without the understanding or strategy to bring you the best value and options.
Cookie-cutter Coverage
If price is your only buying criteria, you get cookie-cutter policies that create dangerous vulnerabilities.
What if an insurance company could make you operationally stronger and safer?
The result is better rates, coverage, and terms.
That's what makes OneDigital different - you get an outsourced risk manager.
A Proven Track Record
By going through our risk management audit process, our clients experiences the following:
$2,600+ Saved Per Hour
On average, our clients save $2,600 in premium for every hour invested in our process.
16% Saved in Year 1
Our clients typically see a 17% savings in year one.
97% Retention Rate
We go above and beyond. So our clients stick around.
How We Can Help
Find creative solutions.
Improve your risk profile.
Get proactive support.
Our 4-Step Approach
How it Works
Initial Meeting
First, let’s get the decision-makers in the room to discuss your business’s unique situation.
Risk Management Audit
At no cost to you, we’ll interview your team and review your operations to uncover coverage gaps and find missed opportunities to creatively leverage your risk.
Get Better Rates, Coverage & Terms
We’ll advocate on your behalf to insurance providers – earning you lower rates and increased coverage, plus more robust policies for your investment.
Continually Improve Your Risk Profile
Once your new policy is in place, our work doesn’t stop. We collaborate with you over time to proactively improve your risk profile and build a more resilient business.
Get more than insurance.
Proactive Improvement
At no additional cost to you, we continually work to help you improve your risk profile over time.
Advocating For You
We make a case on your behalf to the insurance providers, showing why you deserve preferential terms.
When You Need Us, We're There
We're here when you need us. Whether you're making a claim or just need an answer to a question, we'll be there for you.
Ongoing Tools, Training, and Support
We go beyond insurance by providing training, resources, and ongoing risk management services...all for no additional cost.
Servant-Leadership Culture
People matter. Culture matters. And we've built our company around those values. Our clients say they can tell the difference.
TOOLS & RESOURCES
Get access to a suite of tools and personalized service that helps you identify the risks that affect your business. Together we’ll proactively manage your risk.
FAQ
No. But just know that everyone who goes through our process receives an improvement in either coverage, limits, terms, or rates. We’ve found that for every hour you spend working with us, you’ll save $2,600 or more in premiums. It’s worth it!
Can we do it? Yes. Should we do it? We don’t believe that’s in your best interest. But don’t worry, the process is quite simple and our clients find that for every hour invested in our process, they see an average of $2,600 in savings on their premium. We think you’ll find it worth the investment.
In business, we leverage debt, resources, technology, and more. Risk can be leveraged, too, if you know what you’re doing. In some situations, you may want to take on more risk in a particular part of your business, which can free up cash and potentially allow you to move faster. There are endless scenarios for leveraging risk appropriately. And that’s what we’re here to help you do!
Some do, but they are rare. The main reason is that most insurance agencies like to compete on price. It’s a more straight-forward way of growing an insurance business. But our goal isn’t just to grow our bottom line…it’s to partner with people long-term for the benefit of your business.
OneDigital has three local offices in the Cincinnati, Ohio area – West Chester, Mason, and Lebanon. You can find our other offices located across the country here.
Absolutely. Wherever you are, we can support you.