BETTER PROTECT

your family, assets & estate

Personal insurance solutions for individuals and families.

Caring Culture

We got into insurance because we actually care about people. And that’s how we run our business.

Better Insurance

We advocate on your behalf to insurance providers, often earning you more favorable coverage, limits, terms, and rates!

Incredible Support

When you need us, we’re there. You deserve quick, reliable service.

RiskSOURCE & Senour-Flaherty Insurance Are Now Part of OneDigital.

Insurance

Employee Benefits

Financial Services

HR Consulting

Home/Property

  • Primary Home Insurance
  • Secondary Home Insurance
  • Condo Insurance
  • Renters Insurance
  • Flood Insurance

Auto/Vehicle

  • Auto Insurance
  • Watercraft Insurance
  • Motorcycle Insurance
  • Classic Car Insurance
  • Off-Road Vehicle Insurance
  • RV Insurance

Specialty

  • Private Client Services
  • Umbrella Insurance
  • Valuable Possessions Insurance
  • Wedding Insurance
  • Special Event Insurance

Life & Income

  • Individual Life Insurance
  • Long-Term Disability Insurance
  • Long-Term Care Insurance

You deserve better.

Missing Critical Coverage

Not having the right insurance can leave you vulnerable.

Dangerously Cheap

Most agents don't know how to increase your protection while keeping rates as low as possible. So they quote the cheapest policies, sometimes leaving you dangerously unprotected.

Underwhelming Support

There's nothing worse than needing help quickly and not being able to reach someone. You deserve fast, creative customer support.

The Better Way to Buy Insurance​

How it Works

Personal Risk Assessment

We take a comprehensive look at your situation and find any critical gaps in coverage.

Custom Insurance Design

We create a coverage plan based on your total risk needs, budget, and the latest technology

Ongoing Review & Support

We review your insurance program regularly and support you over time.

Get more than insurance.

Proactive Improvement

At no additional cost to you, we continually work to help you improve your risk profile over time.

Advocating For You

We make a case on your behalf to the insurance providers, showing why you deserve preferential terms.

When You Need Us, We're There

We're here when you need us. Whether you're making a claim or just need an answer to a question, we'll be there for you.

Ongoing Tools and Support

We go beyond insurance by providing resources and ongoing risk management services...all for no additional cost.

Servant-Leadership Culture

People matter. Culture matters. And we've built our company around those values. Our clients say they can tell the difference.

Private Client ​

Insurance that safeguards all that you’ve worked hard to achieve.  Sometimes your lifestyle and assets require added protection not found in standard policies.  We have you covered.

Wedding & Special Event Insurance​

Did you know you can easily purchase coverage online for a wedding or special event? Just choose your policy type below and fill out the application in just a few minutes. Learn more here.

A Proven Track Record​

Our clients trust us to protect what matters most:

79 Net Promoter Score

Broader Coverage and Limits

97% Client Retention Rate

We’ve got a Powerful story to tell.

We’re more than insurance. We’re an award winning agency with happy employees and happy clients. We believe in doing the right thing regardless of profit and we’ve created a caring culture that gives back to our community.

Trevor S.
Risk-Source is great! They are always quick to respond and very detail oriented. Amazing company!
Chris A.
Every associate is ready, willing and extremely able to help us with all of our questions and concerns. They also proactively look out for our best interests as we try to navigate through our insurance needs.
Dianne E.
My family has had all our insurance needs taken care of by RiskSource Clark-Theders for over 30 years. Every person who has taken care of us has been friendly, helpful & very caring. We only need to make a call and they take care of everything for us. Any questions or concerns we’ve had have been answered within the same day.
Randy S.
One of the best companies that can manage your insurance and business needs! Kind, engaging, supportive and helpful staff! We appreciate our working relationship with RiskSource!
Michael S.
Great at response time for questions related to policies.

Great at being proactive regarding upcoming polices and suggestions / options.

AN AWARD WINNING AGENCY

Our partners are your partners

And our partners are the best in the industry.

Getting Started is Easy

Book a call today to discuss your personal insurance.

Prefer us to contact you?

  • This field is for validation purposes and should be left unchanged.